Terms
Terms of service
Last updated August 18, 2026
Agreement
These terms cover use of the Stoa service operated by xStudioWorks LLC (“we,” “us”). By signing an order, accepting a demo that becomes production, or using a paid workspace, you agree to these terms on behalf of your organization.
The service
Stoa provides digital membership cards, staff desk tools, email invitations and messaging, and door check-in for organizations that keep a membership roll. Features included in your plan are listed on the Features page and in your order. We may improve the product over time without reducing the core card, desk, and check-in capabilities you rely on.
Accounts
Access is limited to staff you invite and to our operators for support and onboarding. You are responsible for who you appoint as admin, for staff PINs and sessions, and for the accuracy of the membership data you import or enter.
Your data
You retain ownership of your membership and organization data. You grant us a limited license to process that data only to provide the service. Details are in our Privacy page. You may export your membership file from the desk. Upon termination we will make export available for a reasonable period and then delete or de-identify production data as described in Privacy, except where we must retain records for legal or security reasons.
Fees
Pricing is stated on the site and confirmed in your order. Annual plans are billed for the year in advance unless otherwise agreed. Month-to-month plans bill monthly. Fees are non-refundable except where required by law or stated in writing. We may change published list prices for new orders; existing agreements follow the order terms.
Acceptable use
You may not use the service to send spam, violate privacy or anti-spam law, probe or disrupt the system, or share credentials outside your staff. We may suspend access for abuse or unpaid fees after notice where practical.
Site content
The Stoa site — its copy, design, and product screens — is the intellectual property of xStudioWorks LLC. Automated scraping, bulk copying, and use of this site’s content to train machine-learning models are not permitted without our written consent. Ordinary search-engine indexing of the public marketing pages is welcome and reflected in our robots.txt. Member card pages are personal to each member and may not be crawled or harvested.
Warranties and liability
The service is provided with commercially reasonable care. We do not warrant uninterrupted operation or that third-party wallet platforms will accept every pass. To the fullest extent permitted by law, our total liability under these terms is limited to the fees you paid us for the service in the twelve months before the claim. We are not liable for indirect or consequential damages, including lost membership revenue, except where the law does not allow that limit.
Term
Annual agreements renew for successive years unless either party gives notice before the end of the then-current term as stated in the order. Month-to-month continues until canceled. Either party may terminate for material breach if not cured within a reasonable period after notice.
General
These terms are governed by the laws of the State of Illinois, excluding conflict-of-law rules. Disputes will be resolved in courts located in Illinois unless applicable law requires otherwise. If a provision is unenforceable, the rest remains in effect. Contact: cards@xstudioworks.com.